The NCFlex Dental Plan is administered by MetLife. You can choose between three options, the High, Classic or Low. The biggest difference in the three options is the annual maximum, major services (only covered by High and Classic) and ortho coverage for children under age 19 (only covered by High and Classic). See below for more highlights of the plan. 

• All three options include Basic Services which cover the cost of two cleanings and exams per calendar year and routine x-rays*
  • With the Low Option you pay a $25 deductible for the year on Basic Services 
• Although you can visit any provider you would like, visit an in-network provider to save money
  • To find a provider and to view your account online, visit mybenefits.metlife.com and enter "NCFlex" as the company name
• $5,000 annual maximum on the High Option, $1,500 annual maximum on the Classic Option, and $1,000 annual maximum on the Low Option
• No waiting periods apply
• The NCFlex Dental Plan can be continued if you leave employment, through COBRA. Learn more on our Continuing Coverage with COBRA page
• Learn more about what is covered by reviewing the NCFlex Dental Plan Details

_{*If you see an out-of-network provider, you may owe a small portion for cleanings or x-rays, depending on what the dentist charges and what MetLife believes is Reasonable and Customary.} 

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Questions? Contact NCFlex