NCFlex Health Care FSA Savings Calculator | NC Office of Human Resources

The NCFlex Health Care Flexible Spending Account (HCFSA) allows you to set aside pre-tax dollars from your paycheck to pay for eligible expenses for you and your eligible dependents, even if they are not on any of your other plans. Use the calculator below to estimate how much you can save by enrolling in the NCFlex HCFSA by entering your estimated annual out-of-pocket medical, dental, and vision costs. If you are unsure which expenses qualify, refer to our eligible expenses list.

Please note that you may only enroll in the NCFlex Health Care FSA during Open Enrollment (around October each year), when electing benefits as a new hire, or if you experience a Qualifying Life Event (QLE).

General Health Care	Dental/Vision/Hearing
Medical Plan Deductibles: $	Dental Care (Preventative and Restorative): $
Medical Plan Copayments: $	Orthodontia: $
Prescription Drug Copayments: $	Vision Care (Copayments and Materials): $
Routine Physical/Exams: $	Hearing Care: $

Other Expenses	Customize Your Calculations
Over-the-Counter Items: $	Tax Bracket: %
Other Eligible Expenses: $	Pay Periods Per Year:

Your Total	Maximum Allowed for 2026
$0	$3,300

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Estimated Yearly Savings

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Pre-Tax Deduction Per Pay Period

This calculator is not intended to provide financial or tax advice. Savings calculations are estimates for illustrative purposes only.