NCFlex
Supplemental Benefits for State Employees
NCFlex gives you access to a variety of benefits and resources to help you take care of your physical, emotional and financial health.
This state-sponsored benefits program allows eligible employees to choose the benefits that best meet their needs and can give you peace of mind and opportunities to save. NCFlex premiums come out of your pay on a pre-tax basis, saving most employees an average of 30 percent.
Who is Eligible?
If you work in a permanent, probationary or time-limited position at least 20 hours a week at a state agency, university, participating community college or participating charter school, some or all NCFlex benefits are available to you. You must work 30+ hours per week to qualify for the Disability Plan.
Employees of the University of North Carolina System and any constituent institution are not eligible for the Group Term Life, Accidental Death and Dismemberment or Disability Plans through NCFlex. Check with your University Benefits Administrator for more information.
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When to Enroll or Make Changes
You have 30 days from your date of hire or change in eligibility to enroll in benefits.
If you do not enroll within 30 days, you will not have any NCFlex benefits for the remainder of the plan year. Your next chance to enroll will be next fall during Open Enrollment for the following plan year or after experiencing a qualifying life event.
Open Enrollment is a current employee's once-a-year opportunity to review and select benefits for the coming year, add or cancel dependent coverage and enroll in Flexible Spending Accounts. Open Enrollment is typically held in October each year.
If you do not enroll during the Open Enrollment period, your current elections will roll over except for any Flexible Spending Account elections, which must be elected each year.
A current employee can enroll in or change their benefits within 30 days of a qualifying life event.
Any change made in coverage due to a life event must be consistent with your status change.
Questions?
If you have questions about the NCFlex benefits available to state employees, please contact your agency or university health benefits representative (HBR). If you need help finding the right person to talk to, contact NCFLEX.
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NCFlex Member Newsletter
Each month, NCFlex-eligible employees receive the latest news on their benefits straight to their inbox. The member newsletter provides reminders and strategies to help you get the most out of the benefits you're enrolled in, offers wellness tips and helps ensure you receive every payout available to you.